About Us

About The Unity Cooperative Ltd

The Unity Cooperative Ltd. (TUC) was established in December 2022 by several couples and individuals who strongly believed that when hands work together, minds unite together, and visions are shared together, even the impossible can become possible. Through strong camaraderie, trust, and shared aspirations, the founding members initiated the cooperative through their initial financial contributions. From that moment onward, continuous meetings, discussions, and planning sessions were conducted to build a stronger and more sustainable organization.Located at Pearl Residences Phase B, Barangay Capipisa, Tanza, Cavite, TUC was founded with a strong mission and vision centered on service, financial assistance, investment opportunities, and community development for both its members and clients. During the year 2023, the cooperative encountered numerous challenges, including financial difficulties that almost led to its closure. Despite these hardships, the unity and determination of the members remained strong. The challenges they experienced became lessons that helped them stand again, reassess their strategies, and strengthen their commitment to the organization’s mission and vision. The members firmly believed that failure is never the end, but rather an opportunity to grow stronger and move forward with greater conviction.Throughout 2023, TUC engaged in several income-generating activities and services, including the sale of medicines, rice, and other basic commodities, as well as the provision of monetary loans to its board members and cooperative members. Eventually, these financial services were also extended to non-members through guarantees provided by board members and existing members of the cooperative. Despite the challenges encountered during the year, the cooperative successfully generated returns and released dividends to its members, allowing them to enjoy the fruits of their collective efforts.In 2024, the board members became increasingly occupied with their personal employment and businesses, yet the cooperative continued its operations. Most of the cooperative’s funds were allocated to loan services provided to both members and non-members with monthly interest arrangements. By the end of the year, approximately 95% of the released loans had been successfully collected with interest, resulting in an estimated collection efficiency rate of 90%. This accomplishment demonstrated the cooperative’s growing financial stability and the trust established within the community.At the beginning of 2025, TUC distributed the 2024 dividends to its board members and cooperative members. While some members withdrew their dividends, others chose to reinvest them as additional contributions to strengthen the cooperative’s capital. Now on its third year of operation, The Unity Cooperative Ltd. introduced a new interest scheme designed to provide fair, affordable, and sustainable financial services to both members and non-members who wish to avail themselves of the cooperative’s products and services.During the first quarter of 2025, the cooperative celebrated another milestone as two additional couples officially joined the organization. Their decision to become part of TUC reflected their shared belief in the cooperative’s mission, vision, and principles of unity, cooperation, and community empowerment. This continued growth symbolizes the increasing confidence of individuals in the cooperative’s capacity to create positive change and provide meaningful opportunities for its members and the community as a whole.